Effective Date: September 23, 2026
Last Updated: September 23, 2026
My Retirement Navigator believes in transparency with our readers.
Some of the links on https://myretirementnavigator.com may be affiliate links. This means that if you click one of these links and make a purchase, open an account, register for a service, or complete another qualifying action, My Retirement Navigator may receive a commission or other compensation.
In most cases, using an affiliate link does not increase the price you pay.
Our Commitment to Readers
Our goal is to provide practical, educational information that helps readers make more informed decisions about retirement planning, personal finance, financial tools, and related products and services.
Compensation from affiliate relationships does not guarantee favorable coverage, placement, or a positive recommendation.
We aim to evaluate products and services based on factors that may include:
- Features and functionality;
- Ease of use;
- Cost and overall value;
- Suitability for the intended audience;
- Customer experience;
- Available educational resources;
- Advantages and limitations;
- Publicly available information;
- Our research and, when applicable, direct experience with the product or service.
We may recommend products or services for which we receive compensation, as well as products or services for which we receive no compensation.
How Affiliate Relationships Work
My Retirement Navigator may participate in affiliate, referral, partner, or advertising programs offered by companies whose products or services may be relevant to our readers.
When you click an affiliate link, a third-party company or affiliate network may use cookies, tracking links, referral identifiers, or similar technologies to recognize that you were referred by My Retirement Navigator.
If you later complete a qualifying action within the applicable tracking period, we may receive compensation.
Depending on the program, compensation may be based on:
- A completed purchase;
- A subscription;
- A qualified lead;
- An account registration;
- A free-trial signup;
- A completed application; or
- Another qualifying action defined by the affiliate program.
Affiliate programs establish their own commission rates, eligibility rules, tracking periods, and payment terms.
No Additional Cost to You
Unless specifically stated otherwise, clicking an affiliate link or purchasing through an affiliate link does not result in an additional charge to you.
The merchant or service provider pays any applicable affiliate commission.
However, prices, promotions, discounts, features, and terms may change at any time. You should review the current terms offered by the third-party provider before making a purchase or financial decision.
Affiliate Links Do Not Guarantee a Recommendation
The presence of an affiliate link should not be interpreted as a guarantee that a particular product or service is appropriate for you.
Products and services may have strengths, limitations, fees, eligibility requirements, risks, or other characteristics that make them more appropriate for some individuals than others.
We encourage readers to conduct their own research and compare alternatives before purchasing or using a product or service.
Product Reviews and Comparisons
My Retirement Navigator may publish:
- Product reviews;
- Software reviews;
- Comparison articles;
- “Best of” or roundup articles;
- Resource lists;
- Tutorials;
- Buying guides; and
- Other content that contains affiliate links.
When affiliate relationships apply, we will seek to provide appropriate disclosures in or near the relevant content.
A company’s participation in an affiliate program does not necessarily mean it will be included in an article, receive favorable treatment, or be ranked above companies with which we do not have an affiliate relationship.
Where we express an opinion about a product or service, the opinion is intended to reflect our assessment at the time the content is published or updated.
Free Products, Trials, and Other Benefits
From time to time, a company may provide My Retirement Navigator with:
- Free or discounted products;
- Complimentary subscriptions;
- Trial access;
- Demonstration accounts;
- Early access;
- Event invitations;
- Promotional products; or
- Other items or benefits of value.
When such a relationship is relevant to content we publish, we will seek to disclose it clearly.
Receiving a product, service, or benefit does not guarantee positive coverage.
Sponsored Content
My Retirement Navigator may occasionally publish sponsored content or enter into paid partnerships.
Sponsored content means that a company has provided compensation in connection with the creation or publication of particular content.
When content is sponsored, we will identify the sponsorship in a manner intended to be clear to readers.
Sponsored content may use disclosures such as:
Sponsored
Advertisement
or
This content was created in partnership with [Company Name].
Third-Party Products and Services
Affiliate links may take you to websites or services operated by third parties.
My Retirement Navigator does not control third-party companies and is not responsible for their:
- Products or services;
- Prices;
- Fees;
- Availability;
- Customer service;
- Privacy practices;
- Security practices;
- Terms and conditions;
- Warranties;
- Accuracy of information; or
- Business practices.
You should review a third party’s current terms, privacy policy, disclosures, and product information before entering into a transaction.
Educational Information Only
My Retirement Navigator provides general educational and informational content.
Content on this website does not constitute individualized:
- Financial advice;
- Investment advice;
- Tax advice;
- Legal advice;
- Insurance advice; or
- Retirement-planning advice.
Nothing on this website creates a financial adviser-client, investment adviser-client, attorney-client, accountant-client, fiduciary, or other professional relationship.
Financial decisions should be based on your individual circumstances. When appropriate, consider consulting a qualified financial, tax, legal, insurance, or other professional adviser before making significant decisions.
No Guarantee of Results
Any examples, illustrations, projections, case studies, or discussions of potential outcomes presented on My Retirement Navigator are for educational purposes.
We do not guarantee that using a particular product, service, strategy, or resource will produce a particular financial result.
Investing and financial decisions involve risk, and past performance does not guarantee future results.
Prices, Features, and Information May Change
We make reasonable efforts to provide useful and accurate information, but third-party companies may change their:
- Prices;
- Features;
- Promotions;
- Interest rates;
- Terms;
- Fees;
- Eligibility requirements;
- Affiliate programs; or
- Other product information.
Readers should confirm current information directly with the applicable company before making a decision.
Federal Trade Commission Disclosure
My Retirement Navigator intends to disclose material relationships with companies whose products or services we discuss or recommend, consistent with applicable Federal Trade Commission guidance regarding endorsements and material connections.
Individual articles, emails, videos, social-media posts, and other content may contain additional disclosures when appropriate.
Your Support
When you use an affiliate link on My Retirement Navigator, any compensation we receive helps support the operation of the website and the creation of educational articles, guides, tools, newsletters, videos, and other resources.
We appreciate your support.
Questions
If you have questions about an affiliate relationship or this Affiliate Disclosure, please contact us through the Contact page at:
https://myretirementnavigator.com
Changes to This Disclosure
We may update this Affiliate Disclosure as our business, partnerships, or applicable requirements change.
When updates are made, the Last Updated date at the top of this page will be revised.
We encourage you to review this disclosure periodically.