My Retirement Navigator

Privacy Policy

Effective Date: September 22, 2026

Last Updated: September 22, 2026

My Retirement Navigator, available at https://myretirementnavigator.com (“My Retirement Navigator,” “we,” “us,” or “our”), respects your privacy and is committed to being transparent about how information is collected, used, and shared when you visit or interact with our website.

This Privacy Policy explains what information we may collect, why we collect it, how it may be used or disclosed, the technologies and third-party services we use, and the choices you may have regarding your information.

By accessing or using this website, you acknowledge the practices described in this Privacy Policy.

1. Information We Collect

We may collect information in three general ways: information you voluntarily provide, information collected automatically when you use the website, and information received from service providers or other third parties.

Information You Provide to Us

You may voluntarily provide information when you:

    • Subscribe to our newsletter or email list;

    • Download a guide, checklist, worksheet, workbook, or other resource;

    • Complete a form, survey, assessment, or questionnaire;

    • Contact us through the website or by email;

    • Register for a course, webinar, membership, or other offering;

    • Purchase a product or service, if such offerings become available; or

    • Otherwise communicate with us.

Depending on the interaction, this information may include your name, email address, communications, preferences, interests, and information you choose to provide.

Email Subscriber Information

When you subscribe to our email list, we may collect your email address, name if provided, signup source, resources downloaded, email preferences, and information about your interaction with our emails.

We may also use tags, segments, and other organizational tools to understand subscriber interests. For example, we may identify that a subscriber has expressed interest in subjects such as retirement planning, Social Security, retirement income, budgeting, investing, estate planning, housing in retirement, or retirement-planning software.

This information helps us provide more relevant educational content and communications.

Information Collected Automatically

When you visit the website, certain information may be collected automatically through cookies, analytics technologies, server logs, and similar technologies.

This information may include:

    • Internet Protocol (IP) address;

    • Browser type;

    • Device type;

    • Operating system;

    • Approximate geographic location;

    • Referring website or traffic source;

    • Pages viewed;

    • Date and time of visits;

    • Length and frequency of visits;

    • Links clicked;

    • Downloads;

    • Website interactions;

    • Session information; and

    • Other technical or usage information.

This information is generally used to understand website performance, improve visitor experience, maintain security, and evaluate the effectiveness of our content and marketing.

2. How We Use Information

We may use information collected through My Retirement Navigator to:

    • Operate, maintain, secure, and improve the website;

    • Deliver newsletters, educational content, and requested resources;

    • Provide lead magnets such as guides, checklists, workbooks, and planning tools;

    • Respond to questions and communications;

    • Understand how visitors use the website;

    • Measure website traffic and content performance;

    • Understand which topics are most useful to readers;

    • Personalize or segment email communications based on demonstrated interests;

    • Develop and improve articles, resources, courses, books, templates, and other offerings;

    • Measure the performance of marketing campaigns;

    • Administer affiliate relationships and track referrals where applicable;

    • Prevent fraud, misuse, or security incidents;

    • Maintain business records;

    • Comply with legal obligations; and

    • Protect our rights and the rights of our users.

We do not use information collected through this website to provide individualized investment, tax, legal, insurance, or financial-planning advice.

3. Google Analytics

We use Google Analytics 4 (“GA4”), a web analytics service provided by Google, to help us understand how visitors interact with My Retirement Navigator.

Google Analytics may collect information such as:

    • Pages visited;

    • Sessions and engagement;

    • Approximate geographic location;

    • Browser and device information;

    • Referring sources;

    • Website interactions; and

    • Other usage and technical information.

Google Analytics may use cookies and similar technologies, including first-party identifiers such as the _ga cookie, to distinguish visitors and measure website activity.

We use this information in aggregated or analytical form to evaluate website performance, understand visitor behavior, improve content, and make better business and publishing decisions.

Information collected through Google Analytics is subject to Google’s own privacy practices and policies.

You may be able to limit certain analytics collection through your browser settings, cookie controls, privacy tools, or Google’s available opt-out mechanisms.

4. Email Marketing and Kit

We use Kit as an email marketing and subscriber-management service.

If you voluntarily subscribe to our newsletter, download a resource, or otherwise request email communications, your information may be processed and stored through Kit.

Kit may process information such as your:

    • Name, if provided;

    • Email address;

    • Subscription status;

    • Signup source;

    • Tags and subscriber segments;

    • Email opens and clicks;

    • Resources requested or downloaded;

    • Subscription preferences; and

    • Other interactions with emails we send.

We use this information to deliver requested content, manage subscriptions, understand subscriber interests, and send relevant educational and promotional communications.

You may unsubscribe from marketing emails at any time by clicking the unsubscribe link contained in our emails.

Unsubscribing from promotional communications may not require us to delete all records relating to you. For example, we may retain limited information necessary to honor your unsubscribe request, maintain suppression records, comply with legal requirements, or resolve disputes.

We do not purchase email lists and do not intend to send marketing communications to individuals who have not provided appropriate permission.

5. Cookies and Similar Technologies

My Retirement Navigator and our service providers may use cookies, pixels, tags, local storage, and similar technologies.

Cookies are small files that websites may store on a user’s browser or device.

Cookies used in connection with the website may include:

Essential Cookies

These support core website functions, security, navigation, and technical operation.

Analytics Cookies

These help us understand traffic, visitor behavior, website performance, and content engagement. Google Analytics may use analytics cookies for these purposes.

Preference and Functional Cookies

These may help remember user preferences or improve the functionality of the website.

Affiliate and Marketing Cookies

When you click an affiliate or referral link, a third-party merchant, affiliate network, or other service provider may place cookies or use similar tracking technologies to identify that a referral originated from My Retirement Navigator.

These technologies may allow a merchant or affiliate network to attribute a purchase, registration, or other action to our referral.

You can generally control or delete cookies through your browser settings. Blocking some cookies may affect the functionality of certain websites or services.

Where required by applicable law, additional consent or cookie-control mechanisms may be provided.

6. Affiliate Links and Referral Tracking

My Retirement Navigator may participate in affiliate or referral programs.

This means some links on the website may be affiliate links. If you click an affiliate link and later purchase a product, register for a service, or complete another qualifying action, we may receive compensation from the merchant or service provider.

Affiliate networks and merchants may use cookies, tracking links, device information, referral information, or similar technologies to determine whether a qualifying transaction resulted from our referral.

Once you leave My Retirement Navigator and visit a third-party website, the collection and use of information by that third party is governed by its own privacy policy and terms.

Our participation in affiliate programs does not change our commitment to providing educational content designed to help readers make informed decisions.

Material affiliate relationships are disclosed separately in our Affiliate Disclosure and, where appropriate, near affiliate recommendations or links.

7. Third-Party Services

We rely on third-party companies and technologies to operate and improve My Retirement Navigator.

These may include providers of:

    • Website hosting;

    • WordPress software, themes, and plugins;

    • Website security and backups;

    • Analytics;

    • Email marketing;

    • Search-engine tools;

    • Affiliate tracking;

    • Content delivery;

    • Cloud storage;

    • Forms and surveys;

    • Payment processing;

    • Course or membership platforms;

    • Social media;

    • Video hosting; and

    • Other business technology.

Examples of services currently used or expected to be used include Google Analytics, Google Search Console, Google Site Kit, Kit, WordPress, website-hosting providers, and affiliate networks or merchants.

These companies may process information on our behalf or according to their own privacy policies.

We encourage you to review the privacy practices of third-party services you interact with.

8. Third-Party Websites and Links

Our website contains or may contain links to websites, products, platforms, and services that we do not own or control.

This includes affiliate links, government resources, financial tools, educational resources, social media platforms, and other external websites.

We are not responsible for the privacy practices, content, security, accuracy, or policies of third-party websites.

Your interaction with a third-party website is governed by that website’s own privacy policy and terms.

9. Educational Financial Content and Sensitive Financial Information

My Retirement Navigator provides general financial education and informational content.

The information available through this website is not intended to constitute individualized financial, investment, tax, legal, insurance, accounting, or retirement-planning advice.

The website does not create a financial adviser-client, attorney-client, accountant-client, fiduciary, or similar professional relationship.

We do not ask visitors to provide highly sensitive financial information such as:

    • Social Security numbers;

    • Bank-account passwords;

    • Brokerage-account credentials;

    • Credit-card passwords;

    • Tax identification numbers;

    • Online banking login information; or

    • Other confidential financial-account credentials.

Please do not submit highly sensitive financial, medical, identification, or account-access information through our contact forms, emails, comments, surveys, or other website features.

Before making significant financial decisions, you should consider your individual circumstances and, where appropriate, consult a qualified professional.

10. Purchases and Payment Information

If My Retirement Navigator offers paid products, courses, memberships, templates, books, or other services, payments may be processed by third-party payment processors or commerce platforms.

Payment processors may collect payment-card, billing, and transaction information directly from you.

We generally do not receive or store complete payment-card numbers when transactions are processed entirely by an independent payment processor.

Any payment information processed by a third party is subject to that provider’s privacy and security practices.

11. How We Share Information

We may share information when reasonably necessary to operate the website and conduct our business, including with service providers that assist us with website hosting, email delivery, analytics, technology, security, payments, affiliate tracking, and similar functions.

We may also disclose information when reasonably necessary to:

    • Comply with applicable law, regulation, subpoena, court order, or legal process;

    • Protect our rights or property;

    • Investigate fraud, security incidents, or misuse;

    • Protect users or the public;

    • Enforce website terms; or

    • Facilitate a merger, acquisition, sale, financing, reorganization, or transfer of business assets.

We do not intend to sell personal information to data brokers for monetary compensation.

Some privacy laws define “sale,” “sharing,” or targeted advertising more broadly than ordinary dictionary definitions. If such laws apply to our activities, we will provide rights and disclosures required under those laws.

12. Data Retention

We retain information only for as long as reasonably necessary for the purposes described in this Privacy Policy, including to operate our business, maintain records, provide requested communications, analyze website performance, comply with legal obligations, resolve disputes, and protect our rights.

Different types of information may be retained for different periods.

For example:

Email subscription information may be retained while you remain subscribed and for a reasonable period afterward to document your preferences and honor unsubscribe requests.

Analytics information may be retained according to the settings and retention periods configured within our analytics services.

Business and transaction records may be retained for periods required by tax, accounting, or other legal obligations.

When information is no longer reasonably needed, we may delete, anonymize, or aggregate it.

13. Data Security

We use reasonable administrative, technical, and organizational safeguards designed to protect information under our control.

However, no website, email service, storage system, or transmission over the Internet can be guaranteed to be completely secure.

Accordingly, we cannot guarantee the absolute security of information transmitted to or through the website.

14. Your Privacy Choices and Rights

Depending on where you live and which privacy laws apply, you may have certain rights concerning your personal information.

These may include the right to request:

    • Access to personal information;

    • Correction of inaccurate information;

    • Deletion of certain information;

    • A copy or portability of certain information;

    • Information about categories of information collected or disclosed;

    • Withdrawal of consent where processing is based on consent;

    • Opt-out from certain types of processing; or

    • Other rights established by applicable law.

We may need to verify your identity before responding to certain privacy requests.

You may unsubscribe from marketing emails at any time by using the unsubscribe link included in our communications.

You may also manage cookies through your browser and available privacy settings.

To submit a privacy request, contact us using the information in the Contact Us section below.

We will respond to valid requests in accordance with applicable law.

15. Do Not Track and Browser Privacy Signals

Some browsers offer “Do Not Track” or other privacy signals.

There is not a single universally adopted standard governing all such signals, and our website may not respond to all browser-generated signals.

Where applicable law requires recognition of particular legally valid opt-out mechanisms or privacy signals, we intend to comply with applicable requirements.

16. International Visitors

My Retirement Navigator is operated primarily for a United States audience.

If you access the website from outside the United States, your information may be transferred to, processed in, or stored in the United States or other countries where our service providers operate.

Privacy and data-protection laws in those countries may differ from the laws where you reside.

Where required by applicable law, appropriate protections will be used for applicable international transfers.

17. Children’s Privacy

My Retirement Navigator is intended primarily for adults seeking retirement and personal-finance education and is not directed to children under the age of 13.

We do not knowingly collect personal information from children under 13.

If you believe a child under 13 has provided personal information through the website, please contact us so that we can take appropriate action.

18. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our website, services, technology, business practices, third-party providers, or legal requirements.

When changes are made, the Last Updated date at the top of this Privacy Policy will be revised.

We encourage you to review this Privacy Policy periodically.

Continued use of the website after an updated Privacy Policy is posted constitutes acknowledgment of the revised policy to the extent permitted by applicable law.

19. Contact Us

If you have questions about this Privacy Policy, our privacy practices, or a request concerning your personal information, you may contact:

My Retirement Navigator
Website: https://myretirementnavigator.com
Email: info@myretirementnavigator.com

You may also contact us through the Contact page available on the website.